Having a good credit rating can save you over $80,000 in interest payments over the life of a 30-year $100,000 loan. But if you haven’t seen your credit report it may contain inaccurate information. Look at your credit report now. You may be entitled to a free credit report. See: http://www.equifax.com/universal/fcra.shtml
Every day millions of emails are sent out that aren’t requested by their recipients. These emails, known as spam, are annoying and worse can be time consuming to filter through. Fortunately Sneakmail has a solution. The trick is to keep your email address a secret, so no one can email you what you don’t want. When vendors…
You can now place your home and mobile telephone numbers on a free, national “do not call list” of households that do not want to receive telephone sales calls, by logging on to http://donotcall.gov or calling 1-888-382-1222. Telemarketers who call numbers on the list after Oct. 1 will face penalties of up to $11,000 per call, as…
If you are looking for something to do this summer ask the government. The government has set up a site Recreation.gov which offers a single point of access to information about recreational opportunities nationwide. The website is a comprehensive source of information about 2,500 public recreation sites now, with plans to add thousands of additional facilities…
Take all the rules you knew about work and throw them out. Here’s the five biggest changes in the workplace in the 21st century. Company Loyalty- Remember the days when you worked for a company for life? If you don’t remember those days, watch Nick at Nite for a little bit and you’ll see examples…
Before you buy your next product online, do a quick pricing comparison. The web makes it easy with services like: Price Grabber Price Scan Deal time Warning: The prices that may seem to good to be true, may in fact be misrepresented by the vendor. Their tricks include: Selling ‘gray market’ (import) instead of USA…
For the times when you are in the mood for something differenct. Sandy Chertok reviews the best Science Fiction films. The science fiction genre is one in which filmmakers are able to expose people to issues, themes, and ideas that may be difficult for people to face in a more realistic setting. One such issue…
Do you see kosher items that increase in price during the time of Passover, even if their ingredients don’t change? Report these cheaters to The Department of Consumer Affairs using their 311 service hot line.
At this time of year, the Jewish Professional checks his/her calendar and asks him/herself: “Another 4 days off of work for Passover? Plus up to 4 other days of bringing in matzah sandwiches and gefilte fish. How am I going to do it this year?” The Seasoned Professional The seasoned professional has a more experienced…
Annual contributions to Coverdell education savings accounts (ESAs, formerly known as The Education IRA) are $2,000 per beneficiary for 2002, and are taken off your taxes. Contributions can be made up to April 15, 2003. Why use an ESA to save? The contributions are now available to cover qualified education expenses — kindergarten through grade…