Tired of paying late fees and rushing to pay bills before they are due? The solution is simple: sign up for automatic payment for all your bills.

Most credit cards and utilities offer automatic payment options where you give them your checking account information or a voided check and they will automatically pay your bill for you. They will still send you a bill for you to look over so you do not need to worry that they are overcharging you.

Bonus: Set up the automatic payment onto your credit card and you can get miles or cash back, plus addition days to pay it off.