A banker will tell you the best time to get a credit line is when you don’t need it, because once you need the credit it – you probably don’t have good credit (if you lost your job for example)- a typical catch-22. Now is a good time to apply, you can lock in very…

With the current economy in a tailspin keeping your job is more important than ever. Here are three ways to make you more valuable . You can�t turn on the news nowadays without hearing about layoffs: �Raytheon to Cut About 500 Jobs�, �Commerce One to lay off 36 percent of staff�… New York still hasn�t…

Are Friday’s hectic at work? Do you have a hard to get out of the office on time? Does your boss demand a full day of work even when shabbos is early in the winter? Do you rush home from work to make it home on time for Shabbos? Here’s an idea how to get…

If you have a DSL or Cable internet connection to the internet you may leave yourself open to hackers to steal your information and even erase it. Go to Test My Shield to see if you are vulnerable.

If a Dr. does not write ‘DAW’ in the box on the bottom of the prescription form then the drug will be automatically filled as a generic, if one exists. After your doctor hands you the prescription ask him about the difference between the branded and generic drug- so you can determine which is best…

Tired of having your buttons fall off your shabbos shirts or suits? Just spray hairspray on the string to strengthen it.

Books on tape provide a great way to take advantage of your driving time to learn something new or be entertained. Better go to your local library and check out their selection. Link: New York Public Library

When recruiters search for resumes on the job board they get the results with the most recent resumes on top. Update your resume often (weekly) so your resume is at the top of the list.

Baby Center offers a guide to your child’s development from pregnancy to age 3, personalized for your baby’s due date or age delivered directly to your mail box. Go to www.babycenter.com and click “My Baby Center”.

On Mondays pharmacies fill substantially more prescriptions than on other days. No one really knows why. It may be attributed to the fact that a lot of doctors are closed on the weekend. It’s best to avoid the long lines and aggrevation on Mondays and fill refills on another day. As the song written by…